YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

†HERE ARE THE DETAILS: If you qualify for the maximum 25% loan you raise a first mortgage for 75% of the price from your bank or building society. We lend you the remaining 25%, which is secured upon your home, for up to 10 years through MiWAY at 0% interest for 5 years, 4% per annum interest for the remaining term payable monthly. 5.5% APR typical. Interest will be payable in monthly instalments and your repayment of 25% of the value of your home is repayable when you sell or transfer it, or after 10 years and will be payable in one lump sum. You must repay your first mortgage before you repay your MiWAY loan. If the value of your home falls there may not be enough sales proceeds to repay both loans. The MiWAY scheme is plot specific and subject to status. The MiWAY loan cannot be used in conjunction with any other offer. Miller Homes reserves the right to withdraw the MiWAY scheme at any time. Subject to qualification by a Miller Homes' approved financial adviser. A 5% minimum deposit may be required by lender. More may be required dependent on circumstances and your lender's lending criteria. Credit provided by Miller Homes Limited of Miller House, 2 Lochside View, Edinburgh EH12 9DH. Subject to Miller Homes' standard terms and conditions. See our website for full details.

†Home Exchange is subject to availability, status and eligibility. All offers are plot specific and subject to Miller Homes' standard terms and conditions. Your present home must meet certain basic qualifying criteria to be eligible for Home Exchange. MiSWAP is the name of the standard Miller Homes' Home Exchange scheme, consequently the swap would be a Home Exchange. MiSWAP does not guarantee a like for like exchange.

††Carpeting is from Miller Homes' range only. Offers are plot and development specific and may be withdrawn at any time without notice. Prices and availability are correct at time of going to print. Photography represents a typical Miller Homes interior.

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