YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Miller Homes does not provide or arrange mortgages and applicants should speak to an independent mortgage adviser, details of which can be provided on request. Weekly payments shown are illustrative of the amount typically payable for †Figure 1, the first 5 years and ††Figure 2, the first 2 years on a mortgage from a high street bank or building society. †Figure 1 example is based on a purchase price of £77,500 with a fixed rate mortgage at 66.5% of the value, so the mortgage amount is £51,538 with a deposit of £2,712. The figure quoted is based on a fixed rate of 3.99% and an overall cost for comparison APR of 4.1%. After 5 years, the rate reverts to a variable rate currently 3.99% but this may rise or fall. Mortgage example is calculated over 35 years. An early repayment charge of £2,666.90 is assumed during the first 5 years. ††Figure 2 example is based on a purchase price of £79,995 with a fixed rate mortgage at 66.5% of the value, so the mortgage amount is £53,196 with a deposit of £2,800. The figure quoted is based on a fixed rate of 3.14% and an overall cost for comparison APR of 4.0%. After 2 years, the rate reverts to a variable rate currently 3.99% but this may rise or fall. Mortgage example is calculated over 35 years. An early repayment charge of £ 1,685.88 is assumed during the first 2 years. Both examples assume the applicant meets the qualification and credit scoring criteria applied by the lender and that the applicant will have a clean credit history. They also assume that the borrower has a minimum deposit of 3.5% with the balance (30%) being funded through HomeBuy Direct, although the deposit figure may vary and will be at the lender’s discretion. †††Figure 3 deposit of £4,900 based on purchase price of £140,000 with 30% HomeBuy Direct loan. *HomeBuy Direct is subject to status and qualification by a Miller Homes’ approved financial adviser. Terms, conditions and eligibility criteria apply. You must repay your first mortgage before you repay your HomeBuy loan. If the value of your home falls there may not be enough sales proceeds to repay both loans. Credit is available subject to status and is provided by two separate secured loans from each of the HCA and Miller Homes Limited. HomeBuy Direct is plot specific and cannot be used in conjunction with any other offer provided by Miller Homes. Subject to terms and conditions. For full details contact the development direct or visit our website at www.millerhomes.co.uk/homebuy. All offers are plot specific and subject to Miller Homes’ standard terms and conditions. Offers may be withdrawn at any time without notice and prices and availability are correct at time of going to print Photography represents a typical Miller Homes’ exterior and interiors.

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