YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE
Miller Homes does not provide or arrange mortgages and applicants should speak to an independent mortgage adviser, details of which can be provided on request. *The figure quoted is based on a fixed rate of 3.49% for 2 years and an overall cost for comparison APR of 4.1%, over a term of 35 years. After 2 years, the rate reverts to a variable rate currently 3.99% but which may rise or fall. The example assumes the applicant meets the qualification and credit scoring criteria applied by the lender and that the applicant will have a clean credit history. It also assumes that the borrower has a minimum deposit of 30% although that figure may vary and will be at the lender's discretion. An early repayment charge of £2,057.10 is assumed during the first 2 years. **The figure quoted is based on a fixed rate of 3.49% for 2 years and an overall cost for comparison APR of 4.1%, over a term of 35 years. After 2 years, the rate reverts to a variable rate currently 3.99% but which may rise or fall. The example assumes the applicant meets the qualification and credit scoring criteria applied by the lender and that the applicant will have a clean credit history. It also assumes that the borrower has a minimum deposit of 30% although that figure may vary and will be at the lender's discretion. An early repayment charge of £3,054.60 is assumed during the first 2 years.
†If you qualify for HomeBuy Direct assistance and you raise a mortgage for at least 70% of the purchase price of your new home from a qualifying bank or building society, you can borrow up to the remaining 30% of the purchase price by taking out loans secured over your new home from each of the Government's Homes & Communities Agency (HCA) and Miller Homes over a period of 25 years. Credit is available subject to status and is provided by two separate secured loans from each of the HCA and Miller Homes Limited. A 5% minimum deposit may be required by lender. More may be required dependent on circumstances and your lender's lending criteria. For full details visit
www.millerhomes.co.uk/homebuy. ≠Home Exchange is subject to availability, status and eligibility. MiSWAP is the name of the standard Miller Homes' Home Exchange scheme, consequently the swap would be a Home Exchange. MiSWAP does not guarantee a like for like exchange. Your present home must meet certain basic qualifying criteria to be eligible for Home Exchange. Offers may be withdrawn at any time without notice and prices and availability are correct at time of going to print. All offers are plot specific, subject to terms and conditions and may be withdrawn at any time. Prices and availability correct at time of going to print. Photography represents typical Miller Homes' exteriors and interiors.
