YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE

Miller Homes does not provide or arrange mortgages and applicants should speak to an independent mortgage adviser, details of which can be provided on request. Both examples are based on a fixed rate of 3.64% for 2 years and an overall cost for comparison APR of 4.1%, over a term of 35 years. After 2 years, the rate reverts to a variable rate currently 3.99% but which may rise or fall. Both examples assume the applicant meets the qualification and credit scoring criteria applied by the lender and that the applicant will have a clean credit history. They also assume that the borrower has a minimum deposit of 25% although that figure may vary and will be at the lender’s discretion. *Figure 1 has an early repayment charge of £1,664.88 which is assumed during the first 2 years. **Figure 2 has an early repayment charge of £1,979.88 which is assumed during the first 2 years. †FirstBuy is subject to status. Terms, conditions and eligibility criteria apply. Credit is provided by two separate secured loans from both the HCA and Miller Homes Limited. Credit is subject to security over your new home. See www.millerhomes.co.uk/firstbuy for full details. ≠Home Exchange is subject to availability, status and eligibility. MiSWAP is the name of the standard Miller Homes’ Home Exchange scheme, consequently the swap would be a Home Exchange. MiSWAP does not guarantee a like for like exchange. Your present home must meet certain basic qualifying criteria to be eligible for Home Exchange. All offers are plot specific and may be withdrawn at any time. Prices and availability correct at time of going to print. Photography represents typical Miller Homes’ exteriors and interiors.

Miller Homes Ltd Registered in Scotland Company Number: SC255429 Registered Office: Miller House, 2 Lochside View, Edinburgh Park, Edinburgh, EH12 9DH

© Miller Homes 2011

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