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Home > Interest Free Credit
In order to help you spread the cost of your furniture at no extra cost, we’re delighted to be able to offer interest free credit when you buy over the phone or in-store.*
We understand that it’s frustrating to have to wait when it comes to credit applications. To avoid the hassle of waiting, we are able to offer an electronic credit decision within minutes. Simply call one of our sale advisors on 0845 543 0469 (Mon - Fri 9am - 5:30pm) and we’ll send you a form to fill in online from the comfort of your home. As soon as it’s complete, you’ll get a decision within seconds.**
Example Sale Value (excluding delivery charge) | Over(Months) | 20% deposit | Monthly payments |
---|---|---|---|
£500 | 6 | £100 | £67 |
£1000 | 18 | £200 | £45 |
£1,500 | 18 | £300 | £67 |
£2,000 | 24 | £400 | £67 |
£3,000 | 24 | £600 | £100 |
£3,600 | 36 | £720 | £80 |
In order to process interest free credit for you we only require you to pay a 20% deposit and your delivery charge. Of course, if you want to pay a higher deposit in order to reduce your monthly payment then that’s absolutely fine - it’s up to you. Deposits can be taken over the phone by one of our online sales advisors or in-store.
This depends on the amount of credit you wish to take. One of our phone online sales advisors or in-store sales staff will be able to advise you about the options available to you.
Your interest free credit payments start approximately one month after your furniture is delivered.
If there is anything at all you want to ask about our interest free credit offering, please don’t hesitate to call us on 0845 543 0469, Monday to Friday, 9:30am to 5:30pm.
*Representative example: Cash price £3,000. Deposit £600 followed by 24 monthly payments of £100. Total payable £3,000. Credit subject to status. Written quotation available on request.
**Most credit decisions are given immediately but some may be delayed due to further information being required.